An automated savings programme examines the transactions that occur in and out of your checking account.
The also attempts to make saving modest amounts of money simple, but it has a unique feature that enables users create savings rules.
They encourage individuals to save some of the money they spend on lottery tickets. Users of the app have the opportunity to win more funds by saving money.
You can set up a rule for Chime to transfer a certain amount of your paycheck into savings when you send your direct deposit to your Chime account.
Another more recent digital brand, Current, provides a number of financial wellness tools via a mobile banking app.
One of the more well-known apps for investing spare change is called Acorns.
Your accounts are organised and kept track of centrally by Mint. All of your various bank and credit card accounts can be linked.
When you join up for Qoins, you establish a financial goal so you will know exactly how much money to set aside each month.